If you are an existing client, and would like to access your
TD Ameritrade accounts, you can do so by clicking on the TDA
Account Access link to the left (the last link in bold in the
navigation area on the left hand side of this page).
If you are a prospective client and would like more
information on Sean Curley and/or The Retirement Planning
Specialists, click here. For more
information about our services or how we may be able to help you,
Please let us know if there is anything we can do for you or
any way we can be of service and, as always, thank you for your
trust and your business.
Important Social Security Changes (November 4th, 2015)
On Monday of this week, President Obama signed into law
the Bipartisan Budget Act of 2015 (BBA 2015). Along with many
other provisions, the act eliminated two increasingly popular
Social Security claiming strategies that will reduce potential
future Social Security benefits to some married households by up
to about $64,000 in total...
3rd Quarter Commentary: An Affair to Forget (October 5th, 2015)
In case you've missed the financial news over the
last three months, Q3 was a pretty ugly affair in world markets.
Almost every equity and commodity category - domestic and
international - started the quarter still in the black for 2015
but all of those categories ended the quarter solidly in the red
for 2015. Most of the losses can be pinned to two proximal
causes: growth worries out of China, which are really a proxy for
growth worries everywhere, and continuing uncertainty over a Fed
rate hike here in the U.S. (Will they or won't they?) These
concerns spilled over into all economies and markets, both
developed and emerging, and hit the commodities sector especially
hard. Oil prices fell 25% during the 3rd quarter, and the broad
Goldman Sachs Commodity Index fell 19%. Although those specific
areas/sectors were hit particularly hard - as was China, with a
29% drop in the Shanghai Composite Index, many broader equity
indices didn't fare quite so poorly: Large US and European
stocks were down between 6% and 9%, while the MSCI broad index of
Pacific stocks was down about 13%.
Click here to continue reading...
For a comprehensive quarterly dataset on market performance
and valuations, here is JPMorgan's quarterly Littlebook -- 70-some
pages of market valuation and performance information that's
hard to beat, and which is made available to advisors for client