April 2016 RPS Home Page   |   Newsletter Home     
IRS Investigations
The declining number of IRS Special Agents, a result of attrition and limited hiring, has contributed to a decline in the number of IRS criminal investigations.
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Projecting a Happy Retirement
Having a realistic picture of your retirement income and expenses could increase your chances of enjoying a happy retirement.
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TIPS for Inflation Protection
Inflation was very low in 2014 and 2015, but the Fed’s decision to begin raising interest rates reflects a belief that inflation will return to a more normal “run rate” of about 2% annually. One way to help protect the purchasing power of investment dollars is to invest in Treasury Inflation-Protected Securities.
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What Is the Federal Funds Rate?
In December 2015, the Federal Open Market Committee raised the federal funds target rate to a range of 0.25% to 0.50%, the first shift from the rock-bottom 0% to 0.25% level where it had remained since December 2008. This article describes the benchmark federal funds rate and how raising it could affect other short-term rates.
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The information contained in this newsletter is not intended as tax or legal advice, and it may not be relied on for the purpose of
avoiding any federal tax penalties. You are encouraged to seek tax or legal advice from an independent professional advisor.
The content is derived from sources believed to be accurate. Neither the information presented nor any opinion expressed
constitutes a solicitation for the purchase or sale of any security. This material was written and prepared by Emerald.
Copyright 2016 Emerald Connect, LLC

THE RETIREMENT PLANNING SPECIALISTS, LLC is a Registered Investment Advisory firm specializing in retirement planning and investment management for individuals committed to a secure financial future. Our objective is to help our clients make educated and informed decisions in order to reduce taxes, increase income, and secure their financial future. If we can be of assistance to you or someone you know, please contact us at the address and phone number below:
The Retirement Planning Specialists, LLC
5460 S. Quebec Street, Suite 333 • Greenwood Village, Colorado 80111 • (303) 771-3088 • (888) 771-5406
www.RPSpecialists.com