May 2016 RPS Home Page   |   Newsletter Home     
Unemployment Reaches Post-Recession Low
During the last three months of 2015, the unemployment rate dropped to 5% — half the 10% rate in October 2009 and well below the 6.4% average over the last 40 years.
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Men, Women, and Investment Partnership
Gender-based differences in approaching financial situations can help a couple become a strong investment team.
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What to Do About Those Annoying Calls
Calls from telemarketers are nothing new, but modern technology and criminal ingenuity have combined to create a new breed of unwanted phone calls.
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College for Your Grandkids
Many people help their grandchildren pay for college. In fact, about 5% of student funding comes from relatives and friends — most of that likely from grandparents — and another 11% comes from student income and savings, which may include gifts from grandparents.
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The information contained in this newsletter is not intended as tax or legal advice, and it may not be relied on for the purpose of
avoiding any federal tax penalties. You are encouraged to seek tax or legal advice from an independent professional advisor.
The content is derived from sources believed to be accurate. Neither the information presented nor any opinion expressed
constitutes a solicitation for the purchase or sale of any security. This material was written and prepared by Emerald.
Copyright 2016 Emerald Connect, LLC

THE RETIREMENT PLANNING SPECIALISTS, LLC is a Registered Investment Advisory firm specializing in retirement planning and investment management for individuals committed to a secure financial future. Our objective is to help our clients make educated and informed decisions in order to reduce taxes, increase income, and secure their financial future. If we can be of assistance to you or someone you know, please contact us at the address and phone number below:
The Retirement Planning Specialists, LLC
5460 S. Quebec Street, Suite 333 • Greenwood Village, Colorado 80111 • (303) 771-3088 • (888) 771-5406
www.RPSpecialists.com