August 2016 RPS Home Page   |   Newsletter Home     
Upsize, Downsize, or Just Right?
On average, younger American homeowners would like a bigger home. But older generations are more likely to prefer a home that’s about the same size or smaller.
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Growth, Value, or Both
The terms growth and value are often used to describe two different investment strategies, yet many investors may want both qualities in an investment.
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New Law Requires Notification of Medicare Observation Status
A new law effective August 6, 2016, requires hospitals to notify Medicare patients who are treated for more than 24 hours under observation status. The distinction between observation status, which is considered outpatient care, and inpatient status can make a big difference in the services that Medicare covers and a patient’s out-of-pocket costs.
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How Long Should You Keep Financial Records?
Many people struggle to organize financial paperwork, and it can be especially difficult to know what to keep and what to throw away. Here are some guidelines on how long to keep specific types of financial documents, including tax, investment, real estate, auto, insurance, and medical records.
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The information contained in this newsletter is not intended as tax or legal advice, and it may not be relied on for the purpose of
avoiding any federal tax penalties. You are encouraged to seek tax or legal advice from an independent professional advisor.
The content is derived from sources believed to be accurate. Neither the information presented nor any opinion expressed
constitutes a solicitation for the purchase or sale of any security. This material was written and prepared by Emerald.
Copyright 2016 Emerald Connect, LLC

THE RETIREMENT PLANNING SPECIALISTS, LLC is a Registered Investment Advisory firm specializing in retirement planning and investment management for individuals committed to a secure financial future. Our objective is to help our clients make educated and informed decisions in order to reduce taxes, increase income, and secure their financial future. If we can be of assistance to you or someone you know, please contact us at the address and phone number below:
The Retirement Planning Specialists, LLC
5460 S. Quebec Street, Suite 333 • Greenwood Village, Colorado 80111 • (303) 771-3088 • (888) 771-5406
www.RPSpecialists.com