September 2016 RPS Home Page   |   Newsletter Home     
Aging Global Population
In 2015, 12.3% of the world's population was age 60 or older, and by 2050 the percentage is projected to almost double as a result of lower birth rates and longer life spans. In developed nations, the aging trend will continue to grow.
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Combined Protection: Life and Long-Term Care
Two life insurance strategies could help protect your retirement savings from being depleted by the high cost of long-term care.
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Catching Up, with Help from Uncle Sam
A recent survey of baby boomers found that just 24% were confident they would have enough money to last throughout retirement. If you're 50 or older, you could benefit by making catch-up contributions to retirement tax-advantaged retirement accounts.
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The information contained in this newsletter is not intended as tax or legal advice, and it may not be relied on for the purpose of
avoiding any federal tax penalties. You are encouraged to seek tax or legal advice from an independent professional advisor.
The content is derived from sources believed to be accurate. Neither the information presented nor any opinion expressed
constitutes a solicitation for the purchase or sale of any security. This material was written and prepared by Emerald.
Copyright 2016 Emerald Connect, LLC

THE RETIREMENT PLANNING SPECIALISTS, LLC is a Registered Investment Advisory firm specializing in retirement planning and investment management for individuals committed to a secure financial future. Our objective is to help our clients make educated and informed decisions in order to reduce taxes, increase income, and secure their financial future. If we can be of assistance to you or someone you know, please contact us at the address and phone number below:
The Retirement Planning Specialists, LLC
5460 S. Quebec Street, Suite 333 • Greenwood Village, Colorado 80111 • (303) 771-3088 • (888) 771-5406
www.RPSpecialists.com